Most Oregon sellers walk away with somewhere between 92 and 94 percent of their sale price after everything settles, though your number depends on choices you control. Here is where the money actually goes.

Agent commission

The largest line item, and a negotiable one. You negotiate your listing fee directly with your agent, and since the 2024 NAR settlement you also decide separately whether to offer anything toward the buyer’s agent fee. Many sellers still do, because it keeps more buyers in the running for their home. I wrote a fuller answer at how much does a realtor cost in Oregon.

Title and escrow

In Oregon the seller customarily pays for the owner’s title insurance policy, which protects the buyer’s ownership, and the escrow fee is typically split down the middle. Together these usually run a few thousand dollars on a typical Josephine or Jackson County sale, scaling with price.

The good news about Oregon taxes

Oregon is one of the friendlier states to sell in. There is no state transfer tax on home sales anywhere except Washington County, up in the Portland area, so sellers here in Southern Oregon skip a cost that sellers in most other states pay. You will settle up your prorated property taxes through escrow, covering your share of the tax year up to closing day.

The costs people forget

Repairs negotiated after inspection, buyer credits agreed in the contract, any loan payoff and recording fees, and the prep work before listing: cleaning, touch-up paint, sometimes staging. On rural properties, add well and septic evaluations, which around here buyers expect and sellers often provide. These are where a net proceeds estimate gets real, and where guessing costs you.

Getting your actual number

Every one of these figures can be estimated before you list, down to a realistic walk-away number. If you want yours calculated with the math shown, comps included, that is the Pricing Session.

More questions: How much does a realtor cost in Oregon? · Do I need a realtor to sell my house in Oregon? · How long does it take to close on a house in Oregon?