The sale price is the headline; closing costs are the fine print that decides what you actually pay or pocket. This guide covers Oregon’s customs: the transfer tax most states charge and Oregon skips, the owner’s title policy sellers customarily buy, the 50/50 escrow split, the buyer’s lender costs and prepaids, and where the word “customarily” hides a negotiation.

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More free guides: What Happens Between Offer and Close · Down Payments and the Zero-Down Path · Taxes When You Sell Your Home