$100 | 45 minutes | Includes follow-up email

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Your situation

You’ve been renting and you’re starting to wonder if you should buy. Or someone told you the market is wrong for it and you want a second opinion. The problem is that almost everyone you could ask – an agent, a lender, a mortgage broker – makes money when you buy. Jamie doesn’t. This session exists so you can get the real answer.

Your session

We’ll cover:

• Your current rent vs. a realistic mortgage payment at today’s rates in your area
• The real upfront costs of buying in Grants Pass, Medford, or the surrounding areas
• What your money does in each scenario over 3, 5, and 10 years
• Local market conditions that affect the math right now
• Whether your timeline and situation change the answer

Jamie has run this for people who ended up buying and people who ended up staying put. She’ll tell you which camp you’re in and why.

Your report

Your Southern Oregon Rent vs. Buy Report

A detailed report built around your actual numbers – your rent, your savings, your target area, and today’s rates. Not a generic worksheet. Something specific to your situation that you can keep, share, and come back to.

Inside your report:

• Side-by-side monthly cost comparison using your numbers
• 5-year equity estimate for your price range and area
• Upfront cost breakdown for a realistic purchase in this market
• A straight recommendation based on your situation

Your result

• You’ll know whether buying makes financial sense for you right now
• You’ll have a number to work toward if the timing isn’t right yet
• You’ll stop second-guessing and start planning

Your investment

One bad timing decision on a home purchase in Southern Oregon can cost tens of thousands over the life of a loan. At $100, this session costs less than one month’s difference between renting and owning – and it tells you which one you should actually be doing.